Closing Date: 23 March 2023
Review existing portfolio to ensure alignment with bank’s credit policy and to identify cross-sell opportunities by gathering and analysing relevant information.
Contribute to external client satisfaction by sharing knowledge and developing skills of client service team members and other stakeholders.Build relationships with internal stakeholders by attending meetings and supporting their strategies.Manage risk by monitoring reports, including excess report, within expected timeframes, identifying potential risks and taking corrective action to ensure risk compliance.
Measure compliance, identify risk and make recommendations for achieving compliance by using current information and other resources available.Monitor covenant’s by obtaining latest financial information, measuring compliance and reporting breaches.Sign off conditions of approval within required timeframes by checking the information called for.Verify that security is in place by gathering all required information.Ensure Nedbank Group Rating requirements are met, including Basel, and Moody’s, by reviewing accounts and identifying risks.
Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters, websites and attending sessions.Understand and embrace the Nedbank vision and demonstrate the values through interaction with team and stakeholders.Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers.Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed, experience practiced and certifications obtained and/or maintained within specified time frames.
Ensure information is provided correctly to stakeholders by maintaining knowledge sharing knowledge with team.
Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc.)
Participate and support corporate social responsibility initiatives for the achievement of key business strategies.
Identify and recommend opportunities to enhance processes, systems and policies and support implementation of new processes, policies and system
Minimum Experience Level
Min 3 Years’ Credit Analysis experience in assessing creditworthiness of current and prospective clients.
NQF Level 6 or Higher in a Financial Management, Accounting or Analysis-related fieldTechnical / Professional Knowledge
Administrative procedures and systemsBanking proceduresData analysisGovernance, Risk and ControlsRelevant regulatory knowledge Business writing skills Industry specific knowledge
Knowledge of financial markets
Nedbank vision and strategy .Relevant Nedbank Human Resources policies and practices